David P. Schaeffer, Retirement Planner

Our mission is to make selecting the most appropriate time to begin your Social Security benefits 123 Easy. We start with your unique situation. Not just standard claiming strategies, but EVERY single option available. In many cases that means reviewing over 500 options available to most folks as they approach retirement.
Our process helps you narrow the choices to one or two choice in less that 45 minutes. You select from every claiming strategy not from a short list compiled by someone that does not even know your name. In our Social Security planning meeting we begin with what's most important. (Note: A Social Security planner, does not provide tax or legal advice.)
The process is designed to look at all or your options to match your needs to a plan instead of you inconveniently beginning your benefits and loosing out on as much as $100,000 over your lifetime.
We start with your needs, not a companies marketing plans or associations or affiliations. The end result is you will will discover a Social Security claiming strategy that most appropriately meets your needs not the other way around.

Howard A. Farkash          Phoenix

Howard is a seasoned Retirement Planner with over 17 years of experience. When he is not helping clients with their Medicare and Social Security needs, he is helping them plan for their grandchildren’s education.

Dianna Harbaugh        Gilbert & Mesa

Dianna is one of the most caring advisors you may ever meet. She plans for every contingency in our clients’ life, including long-term care, legacy, and lifelong income.

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Sharon Colbert-Groves   Scottsdale

Sharon plays a dual role. As a planner she helps clients select their Medicare plans.  As our client care manager she reaches out to just about every one of our clients, just to say hi. Look forward to her cheerful call!


Our Scottsdale Main Office

David S. Edge                 Scottsdale

David Edge is one of our top advisors. He brings over 30 years of executive level experience in the financial services industry. When he is not helping clients plan for retirement, he is writing for our blogs, books, and radio show.

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800-568-1095 American Retirement Advisors Toll Free Phone number
Scottsdale Office
8501 E. Princess Dr. #210
Scottsdale, AZ 85255
Fax: 877-292-0734


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800-568-1095 American Retirement Advisors Toll Free Phone number

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